dPNM ecosystem – innovative technologies for business growth and investments 8720

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It is impossible to keep track of the emergence of new projects in the world of cryptocurrencies since this happens every day. In this article, we will talk about the dPNM ecosystem, the latest development of the eminent Binance Smart Chain.

Original data

All such projects are created by enthusiasts who believe in a bright future for cryptocurrencies, blockchain technology, and smart contracts. This system is no exception. So far, the project has no definite status, which means that dPNM is a completely decentralized ecosystem.

Who is responsible for stable work and rapid development? All this is happening with the help of a large crypto community and non-renewable smart contracts, which are the basis of the project. A peculiar feature of the technology lies in the impossibility of changing the contract created on the blockchain. Even the owners of the crypto key are not able to bring in anything new.

What provides this approach? 100% user confidence in the stability and immutability of the conditions. Another guarantor is the availability of the liquid pool only through a smart contract. All project transparency can be checked for 100% at any stage. Nothing here can be changed, deleted, or blocked after the procedure is completed.

Complete decentralization and deflation of the token, as well as its algorithmic nature, make it unique in the entire crypto market. It is based on the Financially Safe Assets algorithm and was used by Binance Smart Chain.

According to the creators, the token will constantly grow in value and will be completely safe. This is also confirmed by a large audit company that conducted an audit of three smart contracts of the new ecosystem.

Who is the creator and responsible for the upcoming dPNM boom?

Many crypto users have heard of Zokyo, a venture capital firm that invests primarily in DeFi and NFT projects. A feature of the company is the management staff – these are the developers of the protection of several of the largest companies in the cryptocurrency world. Therefore, the studio is also engaged in the protection of all kinds. It also brings together specialists from such fields as designers, crypto traders, investors, and many others. Such a backbone creates a company that deserves attention and respect.

dPNM Value and Liquidity Pools

The price of the token, according to the assurances of the developers, will only increase, and its fall is impossible for several reasons. The first and main one is the full provision of the token using a liquidity pool protected by smart contracts. Other factors included:

  • When purchasing a coin, each buyer pays a fee, ten percent of which is deposited in the pool to increase the value and ensure security.
  • To activate your account, you also have to pay the amount of ten BUSD and the same percentage of it will go to the pool.
  • The liquidity pool is also replenished from the remaining funds after the payment of rewards.
  • Creators replenish the pool with 5% of each token sale.
  • Each GWT transaction sends 1 US dollar.
  • Partnerships with other systems also bring replenishment to the project’s liquidity pool. Nearly half of this collaboration goes towards stability and price increases.
  • In total, the pool has more than ten different funding sources. In addition to affiliate and marketing services, there are cryptocurrency wallets, an exchange of decentralized cryptocurrencies, and much more.

Another advantage and a sign of stability and growth in value is the moment of sale under a smart contract that retains one hundred percent of the collateral. And the coin price algorithm allows you to be sure only in growth since the formula is designed to increase the cost and decrease the number of tokens. To maintain this principle of operation, the system has a clear limit on the daily number of coins that you can buy. Depending on the transactions made during the day, this number is constantly changing.

Cryptocurrency buying process

Of course, to purchase dPNM, you need a cryptocurrency wallet with the ability to connect to the Binance blockchain. One of the most sought-after, popular, and reliable options is the well-known MetaMask. Create BUSD (BEP20) in your wallet, and stock up on BNB to pay the fee.

To own tokens, it is necessary to be a member of the ecosystem. Sign up and pay ten BUSD to activate a new account and create a new spot in the marketing tree.

As of today, the limit for buying coins is 0.1% of the total pool. dPNM can be bought for no less than twenty BUSD and no more than fifty. For potential buyers, there is good news, because if you pay a commission of twenty percent of the transaction amount, it will be compensated in a ratio of one to one. The user will receive GWT in the same proportion. This token will not stand aside and will also be actively used, bought, and sold in the considered ecosystem.

Selling

Any monetary transaction is compensated in the ecosystem with the help of a GWT token specially developed for this purpose. And the sales commission is only ten percent, which will then be returned to the user in a different form.

What is the GWT coin? This is a token for returning paid commissions to all ecosystem participants. They can be used to activate new levels – there are ten of them in the marketing tree so far.

It is also possible to increase the income limit, since in the project 1 GWT is equal to 1.25 BUSD.

Another use is staking, as well as the ability to transfer to another user from the project. When staking, you can withdraw newly added coins immediately, without any time restrictions. The freezing of the main number of coins affects the profit – the longer this period, the more the participant receives.

What is the dPNM marketing tree?

This kind of affiliate program was created to increase the number of participants in the ecosystem and receive profit from attracting new users.

  • To receive any profit, you need to activate your account.
  • For the second one, dPNM should be purchased. You need to activate an account in this program monthly – only after that, the user will receive a profit.

Key advantages of dPNM as a token and ecosystem

The project has a lot of advantages and huge prospects:

  1. The maximum decentralization. The open-source code of the smart contract and the ability to manage it only with its help exclude any interference.
  2. The Algorithmic provides cost growth and one hundred percent security.
  3. The sale of coins makes it even more expensive.
  4. The liquidity pool is completely secure due to the lack of access to smart contracts.
  5. Manipulating the value of the token is impossible due to the presence of specialized technology to protect against cryptocurrency “whales”.
  6. The presence of a 100% deflationary model due to the burning of extra tokens.
  7. Each coin is issued only under 100% security and there can be no other options, which eliminates the initial issue.

Summary

The value of assets only grows in price and increases to the dollar equivalent, which makes not only the token but the entire ecosystem a fertile ground for the growth of any investment and their protection from possible inflationary changes.

The dPNM tree – how to get the most out of a project

The dPNM ecosystem has an interesting feature, which is a unique marketing policy. Its essence lies in the marketing tree of users, according to which a participant, having become part of the ecosystem, has the right to invite other people to the project, receiving certain bonuses for this. Active participation in the development of the user tree can provide a constant passive income. But for this, you will have to activate your account every month, the price of which is 10 BUSD.

Buying and selling a token

The dPNM ecosystem has specific rules regarding the purchase or sale of a token. We invite you to familiarize yourself with the main terms and conditions.

Fundamentals of buying dPNM

To buy dPNM cryptocurrency, you need to register a crypto wallet. For example, in the MetaMask system, which supports most types of tokens. The crypto account must be funded with at least 30 BUSD. Also, the account must have BNB coins. Done? Let’s go further!

Register and activate an account in the dPNM ecosystem. To do this, 10 BUSD will be withdrawn from your account. Wait for a message about your status in the marketing tree.

Start buying a token. Just remember that the platform sets a daily limit for the purchase of coins. You can purchase dPNM for a minimum of 20 BUSD(BEP20) and a maximum of 50 BUSD(BEP20).

When making a transaction, you will be charged a commission in the amount of 20% of the transaction amount, part of which will go to the pool, and part to the account of the ecosystem developers. But these costs will be compensated to the buyer by the GWT cryptocurrency in a ratio of one to one.

Note! The GWT token is a promising currency that is in demand in the dPNM ecosystem. All project participants must resolve issues of expanding income limits, to move to new levels of the ecosystem marketing tree, so it can be sold to other participants.

In addition, GWT can be used for staking. This is a passive income option. The essence of staking is that GWT is frozen for a certain time, and the owner receives every day 0.1% of the income from the frozen amount of tokens. If the freeze period is 1 year, then the reward amount increases to 0.5% per day.

dPNM sale

There is nothing easier than selling dPNM. You can do this at any day and time of the day. You don’t have to wait for approval to complete the deal. The token is liquid and orders for the sale of cryptocurrency are executed instantly.

When selling dPNM, you will have to pay a commission of 10%. But just like buying and selling dPNM, the system refunds the commission amount at a 1:1 ratio in GWT. In addition, you will be increased the limit for buying tokens by the same amount and two days!

Conclusion

Becoming a member of the ecosystem is the right decision! dPNM is the best way to save assets and a great way to earn money. Don’t miss your chance to be a part of this wonderful project!

Website: http://dpnmdefi.com

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Daloopa Integrates with Perplexity to Bring Its Trusted Financial Data Layer into AI Research Workflows 339

New integration connects Daloopa data to Perplexity’s AI workflows, enabling faster, more reliable investment research using the same data teams rely on today

Daloopa, the essential data infrastructure for AI and agentic workflows in financial services, today announced a new integration with Perplexity that allows joint customers to connect their existing financial data licenses directly into Perplexity and the always-on digital worker, Perplexity Computer.

The integration introduces a bring-your-own-license (BYOL) model, enabling investment teams to access and analyze Daloopa’s structured, audit-ready fundamental data within Perplexity’s interface, without needing to configure APIs, manage entitlements, or switch between tools. Users can query their licensed data through Perplexity’s answer engine, or use Computer to run complex financial analyses using Daloopa data alongside external market signals, all within a single workflow with fully traceable citations.

This builds on Daloopa’s growing ecosystem of AI partnerships, including its connectors with OpenAI’s ChatGPT and Anthropic’s Claude. As AI becomes embedded in real investment workflows, the limiting factor is no longer model capability, but whether those systems can reliably access and use high-quality financial data within those workflows. In high-stakes use cases like valuation, earnings analysis, and portfolio modeling, inconsistencies and errors can materially impact outcomes.

“AI is only as powerful as the data it can access,” said Thomas Li, CEO of Daloopa. “As investment firms move AI into real workflows, they need systems that are not just fast, but also accurate, consistent, and traceable. By integrating with Perplexity, we’re enabling teams to bring their existing data licenses into AI platforms, so they can move faster without sacrificing rigor.”

“Perplexity is focused on delivering accurate, cited answers users can trust,” said Dmitry Shevelenko, Chief Business Officer at Perplexity AI. “By connecting Perplexity to the financial data our customers already rely on, we’re making it possible to run analysis, generate research, and answer complex questions in a single workflow, with full visibility into the underlying sources.”

The result is faster, more reliable research and clearer investment decisions, grounded in the same robust data that teams already trust today.

Daloopa’s platform covers 5,500+ public companies globally, delivers up to 10 times more data points per company than other providers, and each datapoint is linked back to its original source for full auditability. The company’s infrastructure powers a wide range of analytical AI workflows, from hedge funds detecting quarterly inflections and modeling scenarios to equity researchers generating reports. Daloopa’s MCP is also LLM-agnostic and supports AI platforms using MCP Standard Protocol.

About Daloopa

Daloopa is the financial data layer powering the finance ecosystem with the most accurate and comprehensive data. Its proprietary platform sources, structures, and distributes this historical financial dataset covering 5,500+ public companies globally. Analysts at the world’s top investment firms trust Daloopa’s workflow solutions to save valuable time and accelerate their decision making. Daloopa also provides the critical AI data infrastructure that underpins the best financial agents and is trusted by the world’s most preeminent AI companies.

For more information or to request a demo, visit daloopa.com.

MOTMX Partners with Uphold to Launch First Pre-Built Crypto-Backed Rewards Product for Financial Institutions 310

New GetC product by MOTMX enables financial institutions to enter the on-chain economy and launch crypto rewards

MOTMX, the next-generation on-chain payments and loyalty services company, today announces a partnership with Uphold, the modern infrastructure provider for on-chain finance, to launch GetC by MOTMX, the first pre-built crypto-backed rewards product for banks, credit unions and fintechs.

GetC allows card issuers to offer cryptocurrency rewards using the same cashback and rewards economics they already operate today. Delivered as a fully packaged, white-label product, GetC can be launched at speed and integrated without changes to core banking and payments systems. The product enables end consumers to earn crypto automatically on everyday card spend, turning rewards and cashback into passive micro-investments.

As banks and credit unions face growing pressure to attract younger customers, differentiate commoditized card products and explore blockchain technologies, GetC provides a fast, revenue-generating entry point into on-chain financial services.

“We are delighted to partner with Uphold to launch a pre-built cryptocurrency rewards product for banks, credit unions and fintechs. Consumers expect seamless access to digital assets, while many financial institutions struggle to innovate at pace to address this market opportunity. Crypto-backed rewards are an attractive entry point to the on-chain economy and a compelling alternative to traditional loyalty programs that are now commoditized and ineffective at driving engagement,” said Nihad Nazir, Founder and CEO of MOTMX. “Financial institutions know they need to prepare for an on-chain future but are concerned about the risk of multi-year transformation projects or experimental technology bets. GetC is a plug-and-play SaaS solution that enables them to get on-chain quickly, works within existing cashback and rewards programs, and helps generate revenue.”

“Increasingly, younger generations don’t see a divide between on-chain and traditional finance. They just want financial services that make their everyday money work harder for them. GetC is a wonderful example of that in enabling card issuers to integrate crypto rewards into existing cashback programs,” said Simon McLoughlin, CEO of Uphold. “We’re thrilled to have helped MOTMX get this product to market in a matter of months.”

GetC will be available to select U.S.-based banks, credit unions and card issuers through a limited pilot program beginning in April. Financial institutions can launch pilots in under 30 days and operate the product as a standalone rewards offering or as part of a broader loyalty strategy.

Financial institutions that would like to get started can visit www.getc.today.

About MOTMX

MOTMX is a next-generation payments and loyalty services company focused on helping financial institutions transition quickly and pragmatically into on-chain financial services. The company provides pre-built, revenue-generating products that enable banks, credit unions and fintechs to launch compliant crypto-backed offerings without rebuilding their core systems.

Designed to work alongside existing card, payments and rewards infrastructure, MOTMX’s platform allows institutions to test, learn and scale new capabilities through contained pilots rather than large-scale transformation projects. By prioritizing ease of integration, regulatory alignment and real-world business outcomes, MOTMX aims to make on-chain innovation accessible to the institutions that serve the majority of consumers.

To learn more about MOTMX, visit www.motmx.com.

About Uphold

Uphold, is a financial technology company that believes on-chain services are the future of finance. It provides modern infrastructure for on-chain payments, banking and investments. Offering Consumer Services, Business Services and Institutional Trading, Uphold makes financial services easy and trustworthy for millions of customers in more than 140 countries.

Uphold integrates with more than 30 trading venues, including centralized and decentralized exchanges, to deliver superior liquidity, resilience and optimal execution. Uphold never loans out customer assets, except at customer request, and is always 100% reserved.

The company pioneered radical transparency and uniquely publishes its assets and liabilities every 30 seconds on a public website (https://uphold.com/en-us/transparency).

Uphold is regulated in the U.S. by FinCen and State regulators; and is registered in the UK with the FCA and in Europe with the Bank of Portugal. Securities products and services are offered by Uphold Securities, Inc., a broker-dealer registered with the SEC and a member of FINRA and SIPC.

To learn more about Uphold’s products and services, visit uphold.com.

Trifecta Technologies Expands Data & AI Capabilities with Launch of Snowflake Services 308

Leading Salesforce partner Trifecta Technologies introduces Snowflake service offerings to help organizations unify data, accelerate analytics, and unlock AI-driven insights at scale.

Trifecta Technologies, a top-rated Salesforce partner, today announced the expansion of its service offerings to include Snowflake, a leading cloud data platform. As organizations navigate increasingly fragmented data environments, this strategic addition enables Trifecta to modernize data infrastructure, break down silos and unlock the full value of data, analytics and AI.

Snowflake’s AI Data Cloud provides a fully managed, scalable platform that unifies disparate data sources, analytics workloads and applications into a single, secure environment. Combined with Salesforce Data Cloud, organizations can centralize structured, semi-structured and unstructured data, scale on demand and ensure governance and compliance—creating a connected foundation for real-time insights and AI innovation.

“Organizations aren’t lacking data – they’re struggling to unify, govern and activate it across their ecosystem,” said Peter Knolle, Architecture Team Lead at Trifecta and 5-Year Salesforce MVP Hall of Famer. “In working with Snowflake and Salesforce Data Cloud, we’ve seen how zero-copy architecture removes traditional barriers, making it easier to connect and operationalize data without duplication. The result is a more cohesive, governed data foundation that unlocks greater value from Salesforce and enables real-time insights and scalable AI innovation.”

Trifecta’s Snowflake services support organizations at every stage of their data transformation journey, including strategy, implementation and optimization, spanning data architecture, engineering, analytics and AI enablement.

This approach is already delivering measurable impact for organizations like Madison Energy Infrastructure (MEI), a leading clean energy developer. As MEI scaled its clean energy portfolio, it needed to unify fragmented data across systems and deliver more transparent, real-time insights to both internal teams and customers. By leveraging Snowflake alongside Salesforce Data Cloud, Trifecta helped MEI connect disparate data sources, eliminate silos and power a seamless, data-driven customer experience through its digital platforms.

R. Harris Haynes, MEI’s Digital Director, said, “Snowflake plays a central role in powering our Salesforce customer portal, Madi — providing real-time energy production data alongside forward-looking insights across our customers’ portfolios. Connected through Salesforce Data Cloud, this data is unified and delivered seamlessly to both our internal teams and customers, enabling a more transparent, data-driven experience. Trifecta has been instrumental in making this possible, helping us build a scalable, well-governed foundation that brings these insights to life.”

With this model, organizations can unify enterprise data, accelerate time-to-insight, improve operational efficiency and build a scalable foundation for AI and machine learning. Trifecta’s expansion into Snowflake reflects its continued commitment to helping organizations adapt to evolving data and AI demands and drive long-term value.

About Trifecta Technologies, Inc.

Trifecta stands as a seasoned 35-year leader in technology solutions, focused on Salesforce since 2012. Renowned for our innovative approach, we blend our foundational expertise as a “custom” shop with a passionate advocacy for out-of-the-box solutions, ensuring our clients maximize value while embracing flexibility. With over 500+ projects, 350+ certifications and accreditations, in addition to Snowflake, our services include implementation, managed services, consulting, custom solutions, health checks, strategic roadmapping, Agentforce 360, Rapid Starts and Accelerators.

Gemeos Trading Announces Expansion of AI-Powered Forex Algorithm Licensing Platform for Retail Investors 345

Gemeos Trading, a Canadian technology company that develops and licenses algorithmic trading software, today announced the continued expansion of its AI-powered copy-trading platform, which provides retail investors with access to institutional-grade forex trading algorithms verified through third-party sources including MyFXBook.

Gemeos Trading was founded by Mathew Kevin Edgar and Leslie Edgar. The company operates as a software-as-a-service technology firm that develops proprietary trading algorithms and licenses them through a copy-trading model in which clients maintain full custody of their own brokerage accounts at all times. Unlike the majority of retail forex algorithm providers, Gemeos Trading exclusively uses price-action and volume-based strategies rather than martingale or grid-based averaging systems.

“Gemeos Trading exists because the retail forex algorithm market has a fundamental problem,” said Mathew Kevin Edgar, Founder of Gemeos Trading. “About 90 percent of algorithms sold to retail traders use martingale and grid-based strategies. Those systems can work short-term, but they carry the risk of total account loss when a market moves in one direction without pulling back. We saw two competitors blow client accounts last year for exactly that reason. Gemeos Trading has never blown an account in its entire history.”

The company’s flagship product, the Quantum algorithm, is an AI-based trading system with a third-party verified track record of more than two years of live trading. According to company-reported figures, the Quantum algorithm returned 164 percent in 2025 before compounding, with 11 profitable months and one losing month of approximately 8.6 percent. The company offers 2 risk levels – with hard-stop equity thresholds at under 20 percent, 20 percent and 40 percent – allowing clients to select a risk tolerance that matches their investment objectives.

Gemeos Trading operates through a copy-trading model that replaced an earlier profit-sharing (PAM) arrangement operated through Supreme Commerce Training Inc, a consulting and education company Kevin has operated since 2019. The copy-trading structure reduces onboarding to two steps: fund a brokerage account and connect it to the Gemeos Trading copy trader.

“We moved to copy trading because it’s dramatically simpler,” said Leslie, Co-Founder of Gemeos Trading. “Clients keep custody of their own money at all times. They connect their own broker account to our system, and they can disconnect at any time. That transparency and control matters.”

Gemeos Trading maintains a live trading desk staffed by three full-time traders, including a partner with more than 20 years of institutional trading experience, who monitor algorithm operations 24 hours a day during forex market hours and intervene manually during periods of elevated drawdown.

“No matter how good an algorithm is, you need someone there to catch it if something goes wrong,” Kevin said. “A software glitch, a black swan event – there needs to be a human failsafe. That’s what our trade desk provides at Gemeos Trading.”

About Gemeos Trading

Gemeos Trading is a Canadian technology company that develops and licenses AI-powered algorithmic trading software through a copy-trading platform. The company’s algorithms use price-action and volume-based strategies with third-party verified track records on platforms including MyFXBook. Gemeos Trading is not a registered dealer, adviser or investment fund manager under Canadian securities laws and does not provide investment advice, manage client funds or accept deposits. For more information, visit www.gemeostrading.com

OVHcloud and Alchemy Enter Strategic Relationship to Bring Scalable, Powerful Dev Platform to the Web3 World 308

Alchemy to offer multi-chain development platform built on OVHcloud, giving reliable, high-performance, enterprise-grade and affordable infrastructure to Web3 developers

OVHcloud, a global cloud player and the European Cloud leader, and Alchemy, the infrastructure powering 70% of crypto applications and underpinning over $4Tn in annual on-chain transactions, today announced a strategic relationship. Together, the two companies will enable decentralized app and chain developers to benefit from Alchemy’s powerful suite of tools and Supernodes, Alchemy’s blockchain engine, on the secure, de-centralized and high-performance foundation of OVHcloud’s cloud infrastructure.

“Alchemy is one of the cornerstones of the blockchain industry,” said Omar Abi Issa, Global Director for Blockchain, Web3 and AI at OVHcloud. “The team provides essential building blocks for the industry across a number of chains and ecosystems, offering unparalleled functionality including orchestration, dev tools, wallets and data for any blockchain-native design, development or hosting, especially businesses that require their infrastructure to be compliant with industry regulations. We’re delighted to formally announce our relationship, and together, we will power the future of Web3.”

“Infrastructure is the thing most developers don’t want to think about. Our customers range from startups shipping fast to institutions operating in highly regulated markets, like JP Morgan, Robinhood, Visa, Stripe and Coinbase and the common thread is they all need reliability and performance without overpaying for it. OVHcloud’s bare metal foundation lets us deliver that across regions at a price point that actually makes sense for Web3 builders,” said William Platt, COO of Alchemy.

The strategic relationship has already started to have an impact. The performance-price ratio offered by OVHcloud has enabled Alchemy to scale to new regions ahead of schedule, even in highly regulated markets, helping developers around the world to launch decentralized apps and chains faster. The OVHcloud platform seamlessly interconnects with Alchemy’s existing cloud infrastructure, including hyperscale offerings, giving Alchemy a truly multi-cloud environment.

“The relationship has been built over a number of years,” continued Abi Issa. “We initially worked with Bware Labs in 2022, helping them to deploy Blast, one of the world’s fastest blockchain API platforms. Bware was acquired by Alchemy in 2024, and during discussions with the team, we realised that a strategic relationship between our two brands had truly incredible potential.”

Earlier this year, Alchemy supported OVHcloud’s blockchain startup accelerator, helping to build an ecosystem where startups, enterprises, and partners co-innovated and worked to deliver the next generation of blockchain services at a global scale.

About OVHcloud

OVHcloud is a global cloud player and the leading European cloud provider operating over 500,000 servers within 46 data centers across 4 continents to reach 1.6 million customers in over 140 countries. Spearheading a trusted cloud and pioneering a sustainable cloud with the best performance-price ratio, the Group has been leveraging for over 20 years an integrated model that guarantees total control of its value chain: from the design of its servers to the construction and management of its data centers, including the orchestration of its fiber-optic network. This unique approach enables OVHcloud to independently cover all the uses of its customers so they can seize the benefits of an environmentally conscious model with a frugal use of resources and a carbon footprint reaching the best ratios in the industry. OVHcloud now offers customers the latest-generation solutions combining performance, predictable pricing, and complete data sovereignty to support their unfettered growth.

About Alchemy

Alchemy is the Web3 infrastructure and developer platform that powers millions of users and the world’s most innovative blockchain applications. From enabling $1+ trillion in financial transactions worldwide to scaling L2s and enabling DeFi, Alchemy provides the infrastructure and tools developers need to build reliable, scalable, and accessible experiences. Trusted by companies like JPMorgan, Stripe, Visa, Franklin Templeton, Nike, and backed by a16z, Coatue, Silver Lake, Lightspeed, and Stanford University, Alchemy is building the foundational layer for a decentralized and AI-enabled Web3 ecosystem. For more information, users can visit alchemy.com.

Theo’s Gold-Backed Stablecoin Held Steady Through Global Disruption, Now Targets $1B in Deposits 479

Following $100M Genesis Program sellout in 24 hours, Theo opens access to gold-backed, yield-bearing stablecoin in 200 countries

Theo, the tokenization platform built by former Optiver and IMC traders, is opening access to thUSD, its gold-backed, yield-bearing stablecoin, in over 200 countries, targeting $1 billion in deposits by year-end. The move follows a period in which the product’s delta-neutral gold strategy delivered positive returns every month, including through the significant gold price volatility of March 2026.

thUSD generates yield from two independent sources that are structurally disconnected from both central bank policy and gold price movements. The first is physical gold lending: deposits are backed by thGOLD, Theo’s tokenised gold product, which earns interest by lending gold to established retailers including Mustafa Gold, one of Asia’s largest gold retailers with $550 million in annual revenue. The second is futures arbitrage: Theo simultaneously shorts gold futures on the CME and other venues against its long thGOLD position, capturing the spread between spot and futures prices. The result is a delta-neutral position, holders are not exposed to gold going up or down, only to the structural basis between the two markets.

That basis held through March 2026, when market volatility drove sharp declines in gold prices. While holders of gold ETFs and gold-backed tokens experienced sharp drawdowns, thUSD’s peg was unaffected and yield continued to accrue.

“Most yield products today are a bet on rates or a bet on markets. thUSD is neither,” said Ari Pingle, Co-Founder and Co-CEO of Theo. “We’re harvesting a structural spread that exists because of how gold futures are priced relative to spot. That spread has been there for decades, we’ve just tokenised access to it.”

The opening of access follows the oversubscription of Theo’s $100 million Genesis Program, which hit its cap within 24 hours, validating demand for a yield product that does not depend on the direction of interest rates. With DeFi yields compressing, thUSD’s return profile offers a proposition that is structurally independent of the rate cycle. Theo is targeting $300 million in total value locked by the end of April and $1 billion by year-end.

The infrastructure is institutional-grade. FundBridge Capital manages the MG999 Onchain Gold Fund that underpins thGOLD, while Libeara, a tokenisation platform incubated by Standard Chartered Ventures, handles the onchain architecture. A first-loss buffer from the fund sponsor ensures loans remain fully collateralised before depositors bear any risk. Gold’s annualised volatility of 14.4% compares favourably to Bitcoin at 33.5% and Ethereum at 60.8%, and with $247.7 billion in open interest, gold futures dwarf crypto derivatives by orders of magnitude, supporting thUSD’s ability to scale without compressing yields.

“The question everyone asks is ‘what happens when gold drops?'” said Iggy Ioppe, Chief Investment Officer of Theo. “March gave us the answer. Gold dropped and thUSD didn’t flinch, because you’re not long gold, you’re long the spread. That’s the entire point.”

thUSD is built on the same infrastructure as thBILL, Theo’s tokenized U.S. Treasury product, which has processed approximately $1 billion in cumulative volume and holds over $200 million in assets. Theo’s $20 million funding round was led by Hack VC and Anthos Capital, with participation from angel investors at Citadel, Jane Street, HRT, Optiver, IMC, Five Rings, and JPMorgan.

thUSD is accessible via http://app.theo.xyz

About Theo

Theo is a full-stack tokenisation platform built by former quantitative traders from Optiver and IMC Trading. Theo combines asset issuance, professional market-making, and multi-venue distribution to make tokenised real-world assets more powerful than their traditional counterparts. Theo’s products, including thBILL (tokenised U.S. Treasuries, $200M+ TVL) and thGOLD (yield-bearing tokenised gold), are available across major DeFi venues including Arbitrum, Ethereum, Stable and powered by LayerZero. Theo is backed by Hack VC, Anthos Capital, and angel investors from Citadel, Jane Street, HRT, Optiver, IMC, Five Rings, and JPMorgan. Learn more at theo.xyz.