Malaysia’s CIMB, Ripple Partner in Cross-Border Payments 2911

Malaysian lender CIMB Group Holdings Bhd. is signing on to the cross-border payments network run by blockchain technology firm Ripple, the two companies said Thursday.

Ripple’s technology will be used in CIMB’s SpeedSend remittance product, according to a joint press release. SpeedSend is available in various Southeast Asian markets, including the Philippines, Vietnam and Thailand, according to its website.

The financial services industry is increasingly experimenting with the technology underlying cryptocurrencies. Earlier this year, Ant Financial and Standard Chartered Plc introduced a blockchain-based remittance service between Hong Kong and the Philippines.

Ripple, which says it has more than 100 banks and payment providers on its RippleNet network, wants to compete in international money transfers with the the Society for Worldwide Interbank Financial Telecommunication, or Swift. It has a long way to go to catch up to the incumbent, which has more than 11,000 customers in 200 countries, according to the Swift website.

The total value of global remittances is forecast to rise to $642 billion this year, from $613 billion in 2017, according to the World Bank.

Ripple is also associated with the cryptocurrency XRP. However, CIMB is using Ripple’s xCurrent technology, which does not utilize XRP, according to Ripple senior vice-president Marcus Treacher.

Digital currencies have faced broad declines this year, amid increased global regulatory scrutiny and a lack of widespread mainstream adoption.

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Gensyn Launches $AI Token Sale on Sonar 4867

The token sale offers 3% of the token supply, a bonus multiplier for Testnet participants, and the opportunity to receive a Gensyn branded GPU workstation. https://token.gensyn.network/

$AI Details:

The Gensyn Foundation (“Gensyn”) today launches its $AI token sale on Sonar, marking a major milestone ahead of its upcoming Mainnet. The sale introduces the native token that will coordinate payments, staking & security, and governance across the Gensyn network.

The a16z-backed, decentralised AI network is preparing for Mainnet and launching the $AI token sale. The Gensyn Testnet has already demonstrated rapid traction, including:

  • 2,000,000+ AI models trained
  • 165,000+ users
  • 90,000,000+ transactions (575,000 per day)

The $AI token is the utility currency for the Mainnet network, a network where anyone can contribute AI compute, training signals, models, or evaluation criteria and where performance is priced transparently in real time. The combination of deterministic verification, open evaluation, and decentralised compute forms a market-driven system for continual learning, directed by true economic interest and supplied by anyone, or any system, in the world..

The sale offers 300,000,000 tokens (3 percent of supply) through an English auction with a valuation floor of $1 million FDV and a valuation cap of $1 billion FDV, matching the price of Gensyn’s last a16z-led funding round two months ago. The sale runs on Ethereum Mainnet with USDC or USDT and a $100 minimum bid, while tokens will be claimed on the Gensyn Network (L2).

About the Testnet Multiplier:

In addition to priority allocation, verified Testnet users will also receive a bonus token multiplier on their purchase amount, taken from a 2% reward pool. The exact multiplier will be based on each user’s participation throughout the Gensyn Testnet, as well as their bid amount in the sale. Higher participation and bid amounts equal a higher multiplier, with the majority of the multiplier coming from their Testnet participation. Multipliers will grant additional tokens on top of the purchase amount for no extra cost.

“We’ve had huge success testing our infrastructure and applications on testnet and we’re ready to move to the next phase, operating with real value and game theoretic security on mainnet. Doing a public sale ahead of launch allows us to focus on fair distribution and prioritise community members who have supported the testnet and show conviction in our thesis.”- Ben Fielding, Co-Founder and CEO, Gensyn AI

N4T Announces Liquidity Locking Ahead of DEX Listings 4051

N4T, short for “Nobel for Trump,” a new movement-driven token, today announces that it will lock liquidity for the N4T token as it prepares for its debut across decentralized exchanges prior to listing on CEX platforms.

The decision follows the project’s successful ICO in November and marks the next major milestone in N4T’s roadmap as it transitions from its early fundraising phase to open-market participation. Following its introduction to the Ethereum network in November, N4T evolves from a peace-driven token and cultural blockchain experiment into a long-term, sustainable DeFi ecosystem.

By committing liquidity for a long-term period ahead of exchange listings and as the world’s first peace-driven token on Ethereum, N4T is building trust and confidence across its user base with long-term stability in mind. With applications underway, it plans to register on major data platforms CoinMarketCap and CoinGecko and to list the N4T token across major exchanges, including MEXC, Gate.io, BitMart, and BingX.

“Our community supported N4T from the moment we introduced our ICO,” said Erik Amirbai Lang, Co-founder of N4T. “Today’s move reinforces our commitment to building a stable, mission-driven ecosystem. As we prepare for DEX listings, liquidity locking signals that we are growing with purpose.”

The N4T token, minted on November 4, underpins the developing “peace-to-earn” ecosystem, rewarding holders for participating in message-driven digital activations. With 37% of the supply originally allocated to the public sale, airdrops, and community rewards, this framework remains key to incentivizing engagement as liquidity and exchange visibility grow.

About N4T

N4T (Nobel For Trump) is a movement-driven token that unites meme culture with peace advocacy. Built on Ethereum, N4T transforms digital engagement into a positive global message, demonstrating how blockchain and community power can be used to promote peace, recognition, and impact.

Learn more about N4T at n4t.io, and follow N4T on X at www.X.com/N4Tcoin.

Bitnomial Launches First-Ever Stablecoin Margin Collateral with RLUSD, Expands Digital Asset Support to XRP 1641

Bitnomial, Inc. (“Bitnomial”), a U.S. derivatives exchange company, today announced a historic milestone as Bitnomial Clearinghouse, LLC, the only U.S. registered derivatives clearing organization (DCO) accepting digital assets as native margin collateral, becoming the first to accept stablecoins. Bitnomial is launching support for Ripple USD (RLUSD) and expanding its digital asset margin program to include XRP.

This expansion builds on Bitnomial’s groundbreaking launch of crypto margin deposits in September 2025, making the CFTC-regulated Bitnomial Exchange, LLC, and clearinghouse, Bitnomial Clearinghouse, LLC, the only U.S. regulated derivatives market infrastructure accepting stablecoins and a broader range of digital assets as margin collateral.

RLUSD and XRP margin deposits are now available for institutional clients trading leveraged perpetuals, futures, and options on Bitnomial Exchange. Retail traders will gain access to RLUSD and XRP margin deposits through Botanical, Bitnomial’s retail trading platform. With RLUSD stablecoin support, traders can now margin their positions with a USD-pegged digital asset, providing seamless capital efficiency while maintaining the benefits of blockchain-native settlement.

At the Ripple Swell conference in New York, Luke Hoersten, CEO of Bitnomial said “Adding RLUSD and XRP as margin collateral represents a major evolution in how traders can deploy their digital assets, RLUSD brings stablecoin efficiency to our margin system, allowing traders to hold USD-equivalent positions on-chain while accessing our full suite of derivatives products. Combined with XRP support, this gives our clients unprecedented flexibility in how they manage capital across their trading strategies. This is a natural extension of our partnership with Ripple and our commitment to building the most capital-efficient derivatives infrastructure in the U.S. market.”

“The addition of RLUSD and XRP further enhances the capital efficiency advantages available to traders on Bitnomial Exchange,” added Michael Dunn, President of Bitnomial Exchange, LLC. “Stablecoins represent a superior payment mechanism for both retail traders and institutions alike, offering the stability of USD with the speed and efficiency of blockchain settlement. With our expanded margin collateral options, traders can now leverage their stablecoin holdings and XRP positions to access the full range of CFTC-regulated crypto derivatives, reducing the friction of moving between different asset types.”

“With today’s announcement adding native support for RLUSD and XRP as margin collateral, Bitnomial cements its position as one of the most forward-thinking derivatives exchanges in the U.S,” said Jack McDonald, SVP Stablecoins at Ripple. “Stablecoins are moving from primarily speculative use cases to real world applications, with RLUSD, as a trusted tier-1 USD-backed stablecoin, leading the pack.”

Bitnomial continues to lead innovation in U.S. crypto derivatives markets. As the first to launch regulated perpetual futures in the U.S., the first to accept digital assets as margin collateral, and now the first to accept stablecoins as margin collateral, Bitnomial has consistently pioneered capital-efficient market infrastructure. The combination of RLUSD stablecoin margin, XRP support, and Bitnomial’s existing Bitcoin and Ether margin deposits creates the most comprehensive digital asset margin system available on a U.S. regulated exchange. This initiative provides significant benefits to crypto-native funds, institutional traders, and market makers who can now deploy their digital asset portfolios more efficiently while maintaining full regulatory compliance.

All Bitnomial futures and options contracts are offered by, and subject to the rules of, Bitnomial Exchange, LLC, and cleared through Bitnomial Clearinghouse, LLC. RLUSD and XRP margin collateral acceptance is subject to all applicable regulatory approvals.

About Bitnomial, Inc.

Bitnomial, Inc. is a digital asset derivatives exchange company that owns and operates U.S. CFTC-regulated exchange (DCM), clearinghouse (DCO), and brokerage (FCM) subsidiaries. Bitnomial offers the first U.S. perpetuals, physical futures, and options on the Bitcoin Complex comprising BTC and Hashrate, and the Crypto Complex comprising the first ever U.S. XRP, ADA, and USDC futures, among other assets.

Follow Bitnomial at bitnomial.com and on X @bitnomial
Follow Botanical at botanical.finance and on X @botanical

Stablecoins New Era Begins: Inside the Next Wave of Institutional Adoption and Infrastructure Competition 1476

The stablecoin market is entering a new phase of transformation. In the landmark joint report by Alchemy Pay and Gate Research, “The New Era of Stablecoins: A Comprehensive Study on Compliance, Innovation, and Adoption”, the report dives deep into how stablecoins are reshaping the global financial infrastructure, from its exponential growth and regulatory evolution to the intensifying competition at the infrastructure layer.

Exponential Growth and Institutional Momentum

As of August 2025, the total capitalization of stablecoins has exceeded USD 280 billion, representing more than a 660-fold increase since early 2019. Annual on-chain settlement volumes have surpassed USD 30 trillion, placing stablecoins on par with traditional global payment systems such as SWIFT and Visa in terms of transaction throughput.

This growth reflects both technological maturity and regulatory acceleration. The implementation of key frameworks, such as the GENIUS Act, Stablecoin Ordinance, and MiCA, has initiated what the report identifies as the “Age of Compliance.”

The report also highlights the growing participation of major financial institutions including PayPal, Visa, and Mastercard, each embedding stablecoin functionality into retail, enterprise, and cross-border payment systems. These integrations signal the ongoing convergence between TradFi and DeFi, underscoring the transition of stablecoins from speculative instruments to operational assets within global payment and settlement ecosystems.

Meanwhile, innovation within the stablecoin sector continues to accelerate. While USDT and USDC remain dominant, emerging models such as yield-bearing stablecoins are rapidly gaining market share. The study identifies a structural evolution from single-purpose payment tools to a “Three-in-One Model”—Peg + Yield + Application—that extends stablecoin utility into yield generation, real-world asset integration, and enterprise use cases such as supply chain finance and payroll settlement.

From Tokens to Infrastructure: The New Battlefield

The narrative of competition is shifting. It’s no longer about which stablecoin dominates, it’s about who controls the rails. The report calls this the move from “token competition” to “infrastructure competition.” As stablecoins become integral to the global payments landscape, control over settlement infrastructure has emerged as the next competitive frontier. Leading players like Tether, Circle, Stripe, and Alchemy Pay are developing blockchain architectures to establish themselves as dominant settlement networks.

This strategic evolution reflects a broader recognition: in the future of digital finance, the competitive advantage will lie not merely in token issuance, but in control of the infrastructure that enables liquidity, settlement, and compliance across markets and jurisdictions.

Alchemy Chain: Building the Stablecoin Settlement Hub for Global Fiat

Within this emerging infrastructure race, the report spotlights Alchemy Chain, a Layer 1 blockchain developed by Alchemy Pay. Drawing upon years of operational experience in the fiat-crypto payment sector, Alchemy Chain represents a practice-driven approach to infrastructure design.

The blockchain’s architecture centers on a clear, efficient flow—Fiat A → Stablecoin → Fiat B—positioning stablecoins as instant settlement bridges for global cross-border transactions. Key technical innovations include:

  • FIFO (First-In-First-Out) transaction ordering, ensuring fairness and eliminating “pay-to-prioritize” congestion.
  • On-chain real-time FX rates, with validator nodes directly integrating price feeds at the consensus layer to reduce oracle latency.
  • Block-Wing hybrid storage system, combining on-chain recording of essential transaction data with decentralized off-chain storage for auxiliary files, ensuring scalability and cost efficiency.

Strategically, Alchemy Chain diverges from general-purpose blockchains. Rather than competing with ecosystems like Ethereum, it aims to redefine global settlement infrastructure, leveraging Web3 technology to rebuild payment systems traditionally represented by SWIFT. Backed by Alchemy Pay’s already built network of 3 million users across 173 countries, and supported by connections with Visa, Mastercard, local mobile wallets and global banking rails, Alchemy Chain is positioned to serve as a neutral, compliant settlement layer connecting stablecoins and fiat currencies worldwide.

The Future Trajectory: Compliance, Multipolarity, and Integration

The report concludes that stablecoins are transitioning through three structural shifts:

  • From explosive growth to compliance establishment;
  • From token-centric competition to infrastructure-centric competition;
  • From U.S. dollar dominance to regional multipolarity.

Over the next three to five years, the report predicts that the institutions capable of creating a closed-loop ecosystem, integrating compliance frameworks, proprietary infrastructure, and scalable applications, will define the next generation of the global value network.

Read the Full Report

The “New Era of Stablecoins” report offers a data-driven, forward-looking roadmap for enterprises, regulators, and developers navigating the evolving stablecoin landscape.

Read the full report to explore how compliance, infrastructure, and innovation are converging to reshape the global payments ecosystem.

About Gate Research

Gate Research is a comprehensive blockchain and cryptocurrency research platform that provides deep content for readers, including technical analysis, market insights, industry research, trend forecasting, and macroeconomic policy analysis.

About Alchemy Pay

Founded in 2017, Alchemy Pay is a payment gateway that seamlessly connects crypto with traditional fiat currencies for businesses, developers, and end users. With its offerings including On & Off-Ramp, Web3 Digital Bank, NFT Checkout and its newly launched RWA platform, Alchemy Pay supports fiat payments in 173 countries.

The Ramp is a one-stop solution to buy and sell crypto and fiat, easily integrated by platforms and dApps according to requirements. The RWA platform allows global users to invest in tokenized real-world assets using local fiat currencies, lowering entry barriers and democratizing access to traditional financial instruments. Our Web3 Digital Bank supports Web3 enterprises by providing multi-fiat accounts and instant fiat-crypto conversion capabilities. Additionally, the NFT Checkout enables direct purchases of NFTs using fiat payment methods. ACH is the Alchemy Pay network token on the Ethereum blockchain.

ANOME Unveils AnoMEME: A Meme Token Card LaunchPad Built on ERC-404: Where Meme Tokens Become Meme Cards 870

ANOME, the Web3 ecosystem uniting NFTs, GameFi, and DeFi, today announced the upcoming launch of AnoMEME, a core subsystem within the ANOME ecosystem that redefines how meme tokens are created, used, and experienced on-chain.

In the fast-moving world of crypto, speed and creativity determine who shapes the narrative. ANOME’s AnoMEME platform is a bold answer to that challenge — a first-of-its-kind LaunchPad where meme tokens are born as playable, ownable Meme Cards, powered by the innovative ERC-404 standard that merges fungible and non-fungible functionality into a single asset class.

From Token Launches to Cultural Creation

Traditional meme-token platforms end the journey the moment a contract is deployed. AnoMEME marks the beginning of a new one.

With just a few clicks, creators can connect their wallet, name their meme, upload artwork, and deploy a fully functional ERC-404 token, instantly creating a Meme Card: a tradeable, on-chain representation of their idea that evolves as the community grows. As a fully on-chain LaunchPad,

AnoMEME lowers the barrier between token issuance and cultural participation, enabling anyone to launch a meme token in minutes, no coding required, and instantly transform it into a playable asset within the ANOME ecosystem.

Every Meme Card minted on AnoMEME is not only a token but also a game-ready asset. It can battle other Meme Cards, serve as the foundation for NFT collections, and power future gameplay mechanics: all while existing transparently and verifiably on-chain.

This is where meme creation transcends speculation: when issuing a token is no longer just issuing a token, but the beginning of creating a new world.

A New Layer of Utility, Culture, and Engagement

To maintain balance, Meme Cards will operate in a dedicated battle system separate from ANOME’s official cards. This allows creators and communities to experiment, compete, and build their own ecosystems, without impacting the core gameplay economy.

The result is a new paradigm for meme tokens: assets that are functional, interactive, and culture-driven. By combining the virality of meme tokens with on-chain utility and community-driven storytelling, AnoMEME fosters deeper user engagement, stronger liquidity potential, and continuous cultural co-creation, positioning itself at the center of the next wave of meme innovation.

Launching Soon

AnoMEME — Where Meme Tokens Become Meme Cards — is set to launch on the BNB Smart Chain in the coming weeks.

Follow @Anome_Official and visit anome.xyz to join the next evolution of the meme economy.

Discover the Best Anonymous Ripple Exchanges for You 1167

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TL;DR: Anonymous Ripple exchanges let you trade XRP without the usual sign-up steps, giving you more privacy. They’re ideal if you want faster access without lengthy verifications. Just keep an eye on security, because with fewer checks, you need to handle your funds carefully.

Explore anonymous Ripple exchanges

Anonymous Ripple exchanges often skip the usual Know Your Customer (KYC) process. This means you don’t have to submit ID documents or wait for approval before you start trading. Many users prefer these non-KYC platforms because they can jump right in and enjoy swift conversions, especially if they need to move digital assets quickly.

Why are they so popular? The appeal lies in privacy. When you’re buying or selling XRP without handing over personal details, you’re less concerned about data breaches or identity theft. This approach can be especially handy if you live in a region with restrictive crypto rules. However, minimal account verification can also open the door for shady activities. That’s why it’s wise to research every platform’s background and security features before committing funds.

Compare pros and cons

Below is a quick overview of what you can expect:

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You’ll notice a clear trade-off. If you value privacy over everything else, non-KYC platforms may be a good fit. But keep in mind you’ll need to manage more of your own security and due diligence.

Check essential features

When picking an anonymous XRP platform, it helps to pinpoint what you really need. Here are some things to watch out for:

  • Security measures: Look for mentions of Two-Factor Authentication (2FA) and cold storage options. Non-custodial or decentralized models give you direct control of your keys, which can reduce hacking risks.
  • User-friendly interface: If you’re new to crypto, choose a site that explains each step clearly. Something with a clean layout and helpful tutorials saves loads of frustration.
  • Asset range: Some platforms don’t just focus on Ripple. They may allow cross chain swaps for tokens from Ethereum, BNB Chain, or Polygon, making it easier to diversify.
  • Reputation and reviews: Check user experiences if possible. While anonymous platforms typically lack big regulatory oversight, you can still gauge reliability from community feedback.

Try Baltex.io exchange

Baltex.io is a non-custodial exchange that aims to deliver a straightforward experience. Since it’s non-custodial, you hold your private keys, which offers an extra layer of security. You don’t need to open an account or reveal personal details, so privacy stands out as a main perk.

Additionally, the interface supports cross chain crypto swaps, which is great news if you often move between different blockchains. This sort of flexibility is appealing for both newbies and seasoned traders, since it cuts down the hassle tied to multiple wallets and networks.

Review top FAQs

Below are common questions that pop up when choosing an anonymous exchange for Ripple:

1. How do I secure my funds on a non-KYC platform?
Always activate 2FA if available, and consider a hardware wallet for long-term storage. Staying vigilant with phishing attempts (fake websites or emails) also helps.

2. Can I buy other cryptos on these exchanges?
Many non-KYC platforms allow you to trade multiple assets. Some specialize in cross chain swaps, which means they support tokens from differing blockchains.

3. What are the risks of non-KYC exchanges?
With little to no regulatory oversight, you rely on the platform’s reputation, community feedback, and your own caution. Strictly verifying that the site is trustworthy can save you from hacks.

4. Why should I consider Baltex.io?
Baltex.io is non-custodial, meaning you control your private keys. It also offers cross chain swaps and a user-friendly interface, which is particularly helpful if you want a simple entry point into anonymous XRP trading.

Whether you’re after total privacy, quick setup, or a broader range of crypto assets, anonymous Ripple exchanges can offer a unique advantage. Just remember that the responsibility for your funds largely rests on you. Research, stay alert, and pick a platform with solid security practices. Good luck with your trading!