Cred Secures $200M in Credit Facility, Now Available on Uphold 1351

Cred, the decentralized global lending platform, has secured $200,000,000 USD in crypto-backed lending facilities. In addition to securing this unprecedented lending facility, Cred has also announced an important milestone in their partnership with Uphold. Cred’s LBA token is now available in 170+ countries on Uphold’s secure crypto and fiat banking platform. Uphold users will be able to purchase LBA with crypto, cash and via debit/credit cards, as well as obtain token-backed loans.

As part of this partnership, Uphold is currently offering zero commission transactions for all purchases of LBA. Cred’s LBA token will offer benefits to Uphold members such as a substantial reduction in interest rate loans, as well as a streamlined loan process. This listing highlights the expanding Cred ecosystem and deepening pool of liquidity available worldwide.

“We’re excited to take our partnership to the next level with Uphold and prove out a model in which crypto can be leveraged to get everyone a fair deal…We’ve always thought of Uphold as the bank for the token economy given it’s highly secure and transparent reserve infrastructure, and we’re thrilled to be partnering with such visionary leaders in the crypto ecosystem.“ – Dan Schatt, Co-founder, and President of Cred

About Cred

Cred is a decentralized global lending platform that facilitates open access to credit anywhere and anytime. Founded by former PayPal financial technology veterans, Cred has secured over $200,000,000 of lending capital with offices in San Francisco, Shanghai, Singapore, Sydney, and Munich. Cred’s mission is to harness the power of blockchain to allow everyone to benefit from low-cost credit products. Cred brings together a diverse team of entrepreneurial leaders, machine learning, and the power of blockchain technology.

Cred’s LBA Token is available on Uphold here: https://uphold.com/
Inquire about a Cred Loan: http://bit.ly/CredLoan
Website: https://www.mycred.io/
Twitter: https://twitter.com/ihavecred
Email Inquiries: [email protected]

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SubQuery presents game-changing AI app framework for a decentralized future 1960

SubQuery has launched their new AI App Framework, designed to enable future growth of Agentic AI in a decentralised way and solve challenges posed by centralised alternatives. Whether you’re a developer, entrepreneur, or Web3 enthusiast, the convergence of DePIN and agentic AI is your opportunity to shape the future.

Agentic AI powered by DePIN and SubQuery’s new AI App Framework represents a chance to take the principles of decentralization—fairness, resilience, and openness—and embed them into the fabric of the next AI revolution. Centralized solutions are proving inadequate, their limitations and data privacy concerns are being realised. These challenges call for a decentralized approach, and Decentralized Physical Infrastructure Networks (DePIN) are emerging as the backbone of the next AI revolution. SubQuery Network is aiming to lead this industry with their new AI App Framework.

SubQuery’s AI app framework: the catalyst for decentralized AI

While DePIN provides the infrastructure foundation, true adoption of decentralized AI requires developer frameworks to make building AI apps easier, faster, and scalable. This is where SubQuery’s AI App Framework comes in—a game-changing toolkit for building, deploying, and managing AI applications in a decentralized world.

The AI App Framework leverages SubQuery’s expertise in decentralized indexing and RPCs to power a fully Web3-native AI infrastructure. SubQuery’s network will support both decentralized AI inference and AI Apps in the future, providing a full-stack DePIN alternative to centralized AI.

Key benefits of SubQuery’s AI App Framework include:

  • On-Chain data integration: SubQuery’s framework seamlessly connects AI models with blockchain data, enabling real-time analysis and decision-making based on on-chain activity. For example, AI agents can analyze transaction patterns, predict market trends, or detect anomalies in DeFi protocols.
  • Community management: Web3 projects can use AI to manage their communities more effectively. AI-powered bots can moderate discussions, answer user queries, and even identify key contributors or potential risks within the community.
  • AI-Driven governance: SubQuery’s framework allows projects to introduce AI into their governance systems. AI agents can analyze proposals, predict voter behavior, and provide insights to improve decision-making. This ensures more transparent, efficient, and equitable governance processes.
  • Retrieval-Augmented generation (RAG): AI applications built with SubQuery’s framework can “learn” from on-chain data and external knowledge sources using RAG vectors. This enables AI agents to become experts in specific domains, such as DeFi, NFTs, or DAO governance.
  • Custom AI solutions: The framework simplifies the development of tailored AI solutions for Web3 projects. Whether it’s a wallet with AI-driven security features, a DeFi protocol with predictive analytics, or a DAO with AI-enhanced governance, SubQuery provides the tools to make it happen.

The AI App Framework is best utilized in conjunction with the SubQuery SDK, a powerful toolkit designed to index and query blockchain data efficiently. The SubQuery SDK serves as a superior alternative to other similar solutions, enabling developers to extract, transform, and analyze on-chain data with ease. By integrating the AI App Framework with the SDK, developers can seamlessly connect AI models to real-time blockchain data, unlocking advanced capabilities such as predictive analytics, anomaly detection, and AI-driven decision-making. This combination empowers Web3 projects to build intelligent applications that leverage the full potential of decentralized AI and on-chain data, creating a more transparent and efficient ecosystem.

DePIN: enabling scalable and resilient AI

As we push the boundaries of agentic AI, the limitations of centralized infrastructure become glaringly obvious. These systems were built for earlier AI generations that didn’t require the level of autonomy, adaptability, and distributed collaboration that agentic AI demands. DePIN offers a critical alternative that directly addresses the following challenges:

  1. Cost inefficiencies: Centralized systems concentrate resources and models in massive data centers, driving up operational costs to run compute-intensive agentic AI models at scale – we need to shift AI to edge computing.
  2. Vulnerabilities: A centralized architecture introduces single points of failure, making AI systems susceptible to outages, cyberattacks, and censorship. For agentic AI, which relies on real-time decision-making, and needs to be empowered with private datasets or wallets, these risks are unacceptable.
  3. Data monopolies: Centralized AI systems perpetuate the monopolization of data, limiting access and innovation while exacerbating concerns over data privacy and ownership.

Why this matters for Web3 natives

For the Web3 community, the potential of decentralized AI is immense. Agentic AI powered by DePIN and SubQuery’s framework represents a chance to take the principles of decentralization—fairness, resilience, and openness—and embed them into the fabric of the next AI revolution.

Whether you’re a developer, entrepreneur, or Web3 enthusiast, the convergence of DePIN and agentic AI is your opportunity to shape the future. By embracing decentralized infrastructure and tools like SubQuery’s AI App Framework, we can build systems that are more transparent, efficient, and equitable for everyone.

Join the Revolution – The third generation of AI is here, and it’s agentic, decentralized, and unstoppable. With the support of DePIN and SubQuery, let’s build the future of decentralized AI—together.

Innovative Multicurrency Wallet Development Company Blurs The Lines Between Traditional Banking & Crypto Economy 2334

Amidst the swift transformation of the digital financial landscape, where the lines between traditional banking and the crypto economy continue to blur, a pioneering multicurrency wallet development company, Nadcab Labs is redefining how users interact with digital and fiat currencies. By integrating advanced blockchain technology with banking-grade security, the company offers next-gen cryptocurrency wallet development solutions designed to empower businesses, crypto exchanges, and fintech innovators with seamless, secure, and scalable multicurrency wallet platforms.

These cutting-edge solutions are transforming the financial ecosystem by bridging the gap between conventional financial systems and the decentralized digital economy. They offer users the flexibility to manage multiple fiat and cryptocurrencies effortlessly in one unified interface. With the rise in global crypto adoption, the need for versatile wallet solutions is more critical than ever, and Nadcab Labs stands out by providing tailor-made wallet applications that support multiple assets, facilitate instant cross-border payments, and incorporate real-time currency conversion features, delivering an unmatched user experience.

Speaking on the growing demand for robust digital wallets, Aman Vaths, Founder of Nadcab Labs, said, “The future of finance is hybrid, and our mission is to equip businesses with wallet solutions that not only support digital assets but also integrate traditional banking functionalities to meet the evolving needs of global users.”

Backed by a team of blockchain experts, the company offers end-to-end wallet development services including private key encryption, two-factor authentication, biometric security, and multi-signature support, ensuring that users’ assets remain secure against cyber threats.

As part of its holistic approach, the company also specializes as a cryptocurrency exchange development company, delivering white-label crypto exchange solutions that are scalable, secure, and compliant with global regulatory standards, thereby enabling businesses to enter the crypto trading market seamlessly. With an added focus on smart contract development services, the company ensures that its wallets and exchange platforms are integrated with highly secure, efficient, and customizable smart contracts, automating transactions and eliminating intermediaries for faster and more transparent operations.

Furthermore, their blockchain development services play a pivotal role in strengthening the backend of multicurrency wallets, offering high-performance distributed ledger solutions that enhance data integrity, transaction speed, and platform scalability. By incorporating AI-driven analytics, real-time monitoring, and decentralized finance (DeFi) features, the company’s wallet solutions empower users to lend, borrow, and stake assets, driving greater engagement and financial inclusion.

Businesses partnering with this multicurrency wallet development company benefit from not only technical excellence but also strategic consulting, market analysis, and marketing support, ensuring that their digital wallet solutions align perfectly with industry demands and user expectations.

The company’s unwavering commitment to security, innovation, and customer satisfaction has earned it a solid reputation in the global fintech and crypto industries, making it the go-to partner for startups, enterprises, and financial institutions seeking to capitalize on the booming digital asset market. With its extensive expertise in cryptocurrency wallet development, cryptocurrency exchange development company services, smart contract development services, and blockchain development services, the company is driving the next wave of financial transformation, helping businesses blur the boundaries between traditional finance and the decentralized crypto economy.

With its relentless focus on innovation and excellence, this multicurrency wallet development company is setting a new standard in the digital finance ecosystem, ushering in a future where traditional banking and the crypto economy seamlessly coexist.

To explore how their comprehensive wallet and exchange solutions can elevate your blockchain strategy and empower your business in the digital age, visit www.nadcab.com.

Follow Nadcab Labs
Facebook: https://www.facebook.com/nadcablabs
Twitter: https://twitter.com/nadcablabs
LinkedIn: https://www.linkedin.com/company/nadcablabs
Instagram: https://www.instagram.com/nadcablabs/
YouTube: https://www.youtube.com/@nadcablabs

Liquid Mercury and dVIN Labs Partner to Launch Investment-Grade Wine Trading Platform 2371

Liquid Mercury’s solution will power the global order book for trading tokenized wine on the dVIN Protocol

Liquid Mercury, a leading technology provider for digital asset marketplaces and crypto trading, announced today that it is entering into a strategic partnership with dVIN Labs (dVIN), a startup whose mission is to revolutionize the wine industry with blockchain-powered transparency and unified liquidity.

Leveraging data, decentralized physical infrastructure networks (DePIN), and real-world asset (RWA) tokenization, dVIN is solving authenticity, verification, and provenance challenges that have relegated wine investment to an inefficient, niche activity that appeals to the well-connected uber-wealthy. The launch of the new platform will unify liquidity that was previously fragmented and turn investment-grade wine into a scalable asset class with democratized tools and access for retail investors and institutions alike.

Using the same technology that powers crypto trading for professional traders, brokers, and exchanges, Liquid Mercury will provide a white-labeled platforms for dVIN channel partners to onboard individual investors, who can gain instant access to wine from their favorite winemakers and exclusive wines held at bonded warehouses around the world. The dVIN global order book powered by Liquid Mercury will aggregate regional marketplaces and utilize trading technology purpose-built for getting the best price for buyers and sellers.

“The $300 billion investment-grade wine market is ready to be exposed to new investors and to become a liquid, tradable asset,” said dVIN co-founder and co-CEO, David Garrett. “Our goal is to make investing in wine as easy as and efficient as investing in your favorite stock, cryptocurrency, or other favorite asset. We chose Liquid Mercury as our partner to create a liquid, global marketplace because our expertise in the wine market is matched by their team’s expertise in financial markets, laying the groundwork to unlock this exciting new digital asset class.”

“Liquid Mercury is thrilled to partner with dVIN to unlock wine as an investment and tradable asset to millions of new investors,” stated Liquid Mercury CEO, Tony Saliba. “Our thesis for real-world assets has been that investing in culture is a powerful secular trend, and we know our battle-tested technology can reliably power new digital marketplaces, so we see massive potential in this partnership.”

About Liquid Mercury

Liquid Mercury powers professional crypto trading and digital asset marketplaces. Liquid Mercury is the #1 choice for sophisticated buy-side and institutional sell-side trading professionals moving into crypto. Institutional grade infrastructure, access to deep liquidity, and best-in-class trading tools and workflow automation; Liquid Mercury was built by professionals for professionals. For more information about Liquid Mercury (ticker symbol $MERC), visit www.liquidmercury.com.

About dVIN Labs

dVIN Labs is the development team behind the dVIN protocol which is designed to leverage a combination of data, DePIN, DeFi, and tokenization to bring wine, a $1T real world asset class, on-chain. The dVIN Protocol leverages blockchain technology to solve issues around authenticity, anti-fraud, price transparency, unified liquidity, supply chain efficiency, business intelligence, brand loyalty and customer acquisition. To learn more about dVIN Labs and the dVIN Protocol (ticker symbol $VIN), users can visit: https://dvinlabs.com.

Margarita Finance Launches World First in AI Investment Management 2791

Bringing institutional-grade investment strategies on-chain, Margarita Finance’s AI-powered agent autonomously trades derivatives with full transparency. This world-first innovation enhances efficiency and lowers the barrier to entry for sophisticated trading in decentralized finance.

Margarita Finance, a blockchain-based platform reimagining structured investment products by bringing them natively on-chain, has today announced the world’s first-ever AI-powered agent to trade institutional-grade derivative strategies on the blockchain.

Heralding a new era of DeFi where AI agents can execute investment strategies, Margarita Finance aims to bridge the gap between TradFi and DeF by making complex investment products more accessible. By eliminating the human prescription involved with traditional trading, the AI agent will participate in derivative trading using advanced strategies. Each trade is entirely verifiable on the blockchain and a dedicated AI-powered X profile will provide real-time updates on key trades. With transparency at its core, Margarita Finance establishes a new benchmark for AI-driven, trustless financial management.

Beyond institutional trading, this world-leading breakthrough will have tangible benefits for everyday investors. The technology enables greater access to institutional yield and sophisticated financial strategies, through transparency and explanations that require no deeper TradFi background. By being able to automate complex decision-making, and ensuring full transparency on-chain, Margarita Finance’s AI agent champions greater financial control and unlocks additional investment opportunities.

The financial industry stands at its most pivotal inflexion point since the 2015 fintech revolution that democratized investing through robo-advisors. As AI rapidly transforms the way people work, its disruptive potential in financial services could fundamentally reshape the role of traditional investment professionals. According to Bank of England research, 75% of businesses are already utilizing AI, with another 10% planning adoption within three years. Just as robo-advisors challenged the necessity of human financial advisors, AI-enabled investment management is now poised to revolutionize the $7 trillion structured products industry – potentially eliminating the need for many traditional investment bankers and managers while making sophisticated investment strategies accessible to the average individual for the first time.

Matthias Wyss, Margarita Finance CEO said: “As AI commands interest from governments, businesses and everyday people, we’re proud to announce the first-ever AI powered agent to trade institutional-grade derivative strategies on the blockchain – the first major step in our mission to improve financial accessibility. With this launch, our AI agent will take the strain out of trading, executing sophisticated investment strategies according to individual risk appetite. We want to see more people have control of their financial decisions and allow them to do more with their hard-earned money. That is why we’re on a mission to bring emerging technologies like AI to investors and allow them to take their investments further without needing deep market expertise.”

To learn more about Margarita Finance visit: https://www.margarita.finance/.

About Margarita Finance

Margarita Finance is a blockchain-based platform reimagining structured investment products by bringing them natively on-chain. Powered by Obligate, a leader in on-chain capital markets and built on Solana, Margarita Finance combines the strengths of blockchain technology, smart contracts, and oracles to make structured products faster, more accessible, and cost-efficient.

Platonic Unveils aOS: The Operating System for Autonomous Finance 2790

The Asset Operating System, aOS, unlocks global capital markets with intelligent, self-executing assets.

Platonic today introduced aOS, a groundbreaking blockchain-native infrastructure that transforms static financial assets into programmable, AI-linked instruments capable of autonomous execution across markets. This innovation unlocks any asset to transact seamlessly, optimize value, and settle instantly—without manual intervention.

“The future of finance is autonomous, intelligent, and borderless,” said Violet Abtahi, CEO of Platonic. “We are architecting a world where value flows like information—aOS is the connective tissue of finance, enabling traditional institutions to participate in the digital-first economy, unlocking $400 trillion in assets that remain static, inefficient, and underutilized.”

A New Era for Financial Markets

Tomorrow’s financial system will look vastly different from the one we know today. A single, global capital market will emerge—one where assets are intelligent and autonomous. Tokenized ownership, real-time settlement, and AI-linked management will dissolve cross-border barriers, unlocking unprecedented liquidity and accessibility. Platonic’s aOS provides the infrastructure to bridge legacy systems into this autonomous economy—transforming static assets into dynamic, revenue-generating instruments for a truly global marketplace.

The platform’s patented architecture combines AI-linked smart contracts, unique privacy channels, and seamless private and public blockchain interoperability to automate complex financial processes that currently require extensive manual intervention. Early pilot programs with major financial institutions have demonstrated dramatic reductions in operational cost and counterparty risk, with one project successfully automating nearly $400 billion in foreign exchange trades.

AOS: The Foundation for the Autonomous Economy

The opportunity is extraordinary: tokenized assets are projected to reach up to $16 trillion by 2030, and aOS is designed to unlock this immense potential. By bridging legacy systems with decentralized networks, aOS empowers institutions to lead the shift into the digital-first era.

“Imagine a future where private equities, real estate holdings, and even personal financial data become dynamic, revenue-generating instruments,” said Abtahi. “That future is closer than we think, and aOS is the catalyst making it a reality.”

About Platonic

Platonic is a leading innovator in blockchain-based financial infrastructure, transforming the way global markets operate. By harnessing AI, secure encryption, and decentralized technologies, Platonic builds the bridge between legacy systems and digital finance. Its groundbreaking solutions empower institutions to evolve, stay ahead of change, and embrace the digital economy—converging traditional and digital ecosystems into a single, unified global capital market driven by intelligent, self-executing assets.

For more information about aOS, visit platonic.io.

XRPH AI App Goes Live – Instant Multilingual Medical Guidance at Users’ Fingertips 2800

The future of healthcare guidance is here. The revolutionary XRPH AI App, built to evolve and continually learn, has officially launched and is available for free download on Google Play, the App Store, and directly via XRPH.ai.

Developed by XRP Healthcare’s in-house AI team, the XRPH AI App is designed to deliver instant, multilingual, and secure healthcare advice to users worldwide.

The XRPH AI App is more than just a medical tool—it’s an intelligent health companion powered by advanced AI, capable of understanding and responding in multiple languages, ensuring accessibility across diverse communities. Whether you seek traditional medical advice or holistic wellness guidance, XRPH AI has you covered.

  • Instant answers to health questions, available 24/7.
  • Voice interaction for in-depth health discussions.
  • Holistic health tips to promote overall well-being.
  • AI-powered real-time insights for proactive healthcare decisions.
  • Custom training and diet programs tailored to individual health needs, including blood type diets, weight-based training plans, and personalized fitness regimens.
  • Daily, weekly, and monthly structured wellness and fitness programs, designed to align with users’ goals and lifestyles.

With data encryption at its core, the XRPH AI App ensures that all interactions remain private and secure, safeguarding sensitive health-related discussions. All user information is fully anonymized, guaranteeing privacy while allowing personalized healthcare insights.

The XRPH AI App is not just a standalone innovation; it is a vital part of XRP Healthcare’s broader strategy to acquire and integrate private healthcare facilities and pharmacies in Uganda. By leveraging AI-powered insights, XRP Healthcare is streamlining operations, improving access to medical services, and enhancing patient care across the region.

XRP Healthcare’s strategy is further strengthened by its distinguished leadership and advisory team. Whitney Lynn, the billion-dollar M&A expert, brings unmatched expertise in executing strategic acquisitions, ensuring the company’s ambitious expansion plans are successfully realized.

Peter Waiswa, a leading healthcare advisor in Uganda with extensive experience in global health initiatives, including his work with UNICEF, provides invaluable insight into regional healthcare integration.

Meanwhile, Keith Errey, XRP Healthcare’s CTO, is a highly regarded innovator in AI and healthcare technology. His company, which has developed advanced solutions for the NHS, is a key driver behind XRPH AI’s technological capabilities, ensuring that the app remains at the cutting edge of AI-driven healthcare solutions.

XRP Healthcare is the first healthcare platform built on the XRP Ledger, setting a new benchmark in digital healthcare by seamlessly integrating AI, blockchain, and decentralized finance. This innovation ensures accessibility, affordability, and efficiency in healthcare services worldwide.

XRP Healthcare is also the first project on the XRP Ledger to integrate AI, with its multilingual AI-driven application providing real-time, personalized health guidance across both traditional and holistic medicine. By breaking language barriers, XRPH AI makes healthcare knowledge more inclusive and widely available.

Additionally, XRP Healthcare is the first project built on a blockchain to introduce a Prescription Savings Card, delivering discounts of up to 80% on medications at over 68,000 pharmacies in the U.S., including major chains like Walmart, CVS Pharmacy, and Walgreens.

This initiative not only enhances affordability but also showcases how blockchain technology can be leveraged to provide real-world benefits in the medical sector.

Kain Roomes, CEO of XRP Healthcare, added, “XRPH AI marks the beginning of a new era in digital healthcare. Our mission is to break down barriers to medical access by leveraging AI and blockchain, ensuring that quality healthcare is available to everyone, regardless of location or financial status. This is just the first step in a journey to revolutionize the industry, where technology bridges the gap between patients and medical professionals, creating a smarter, more connected healthcare ecosystem.”

Laban Roomes, COO and Co-Founder of XRP Healthcare, stated, “Healthcare should have no borders, and with XRPH AI, we are ensuring that everyone, no matter where they are or what language they speak, has access to instant, reliable, and secure medical advice. By integrating AI with multilingual capabilities, we are making healthcare universally accessible—giving individuals the power to take control of their health anytime, anywhere. This is a revolutionary step towards a future where technology empowers people to live healthier lives with confidence and ease.”

By leading the charge in AI-driven healthcare, XRP Healthcare is shaping the future of accessible, secure, and decentralized medical services.

The XRPH AI App will continue to evolve, with exciting new developments planned for future updates, ensuring users always have access to cutting-edge advancements in digital healthcare.

In addition, XRP Healthcare has teased a major global announcement, which is set to be revealed in the special edition of the XRP Healthcare Magazine. The magazine’s release has been deliberately delayed to include this groundbreaking update, now expected to be published sometime in March.

Smarter, instant, and secure healthcare advice is now accessible, all within reach. The XRPH AI App is available for free download on Google Play, the App Store, and via XRPH.ai, offering a transformative digital health experience powered by AI.