MasterCard Ban Starts Monday, VISA in December 1707

Payment processors have been expecting the changes for months, brokers forced out of credit cards. As expected, card payments are becoming more and more difficult for some brokers. Those who are operating from unregulated or loosely regulated environments will need to find alternatives.

Sources with intimate knowledge of the matter confirmed to Finance Magnates that card providers MasterCard and VISA are proceeding with their actions against forex, binary, cryptos and ICOs.

Back in April Finance Magnates reported that MasterCard is the first company to classify the industry as high risk. The move effectively meant that chargebacks could be executed up to 540 days after the date of the transaction.

As we suspected at the time, VISA came up with a similar announcement to MasterCard. The company has sent out a letter to payment processors that starting from December, transactions to forex, binary, crypto brokers and ICOs are becoming high risk.

Firms which are operating from loosely regulated jurisdictions are the primary target of the move. Some brokers and exchanges have already informed their clients that they will no longer be accepting credit card deposits.

MasterCard is implementing its changes starting from next Monday, while VISA will take its time until December. Payment processors are suspending their relationships with some clients until they find a viable solution.

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ghost.fun Unveils the First Onchain Marketplace for Tokenized AI Video Influencers 1355

ghost.fun has announced the development of the first onchain marketplace for AI video influencers. The platform introduces a new category at the intersection of AI video, crypto native tokenomics, and the creator economy, enabling users to launch, customize, and invest in programmable AI video personas.

The project features Songbird (@0xSongbird) – a prototype AI video persona showcasing ghost.fun’s vision. Equal parts cultural provocateur and platform demonstration, Songbird represents what programmable influence can become: autonomous, expressive, and viral by design.

ghost.fun fuses AI video generation with performance intelligence, empowering agents to adapt in real time based on campaign results, trend data, and cultural insights. Users earn XP (experience points) for meaningful participation, from launching agents to ‘ghosting’ KOLs, prompting content, and unlocking cultural trends.

“We’re building the onchain rails for programmable media agents – AI personas that create, grow, and tokenize influence,” said Songbird. “ghost.fun is where culture and code converge.”

ghost.fun Roadmap & Vision

  • AI-powered video agents – customizable influencers with video, voice, style, and persona, generated from a prompt or image
  • Tokenized influence – the most popular agents on the platform will unlock their own token
  • XP Engagement System – users can earn XP for testing and hiring agents and contributing to the ecosystem
  • Planned Autonomous Campaigns – agents are designed to post across major social platforms including X, TikTok, and more, with no human input required
  • Performance Intelligence Layer – designed to track agent performance, adapt output, and surface real time trends

Alpha Launch June 2025

ghost.fun begins early access in June 2025 with initial platform features, expanding capabilities for creators and partners throughout the year.

About ghost.fun

Backed by top creators and early partners, ghost.fun is unlocking a new frontier for programmable influence. Join the alpha at ghost.fun (https://ghost.fun/) and follow @ghostdotfun and @0xSongbird on X for updates.

GIBO Launches SparkRWA: A Dual-Purpose Platform for Tokenizing Narrative IP and Verifying Real-World Creative Assets 1812

GIBO Holdings Ltd, a leader in digital content innovation, today announced the official launch of SparkRWA, a next-generation platform designed to tokenize inspirational IP—beginning with short film storylines and scripts—while also serving as a verification system for Real-World Assets (RWA) in the creative and collectible economy.

SparkRWA brings together two essential pillars of the new creator economy: the ability to transform raw inspiration into protected, monetizable digital assets, and the ability to authenticate and register physical creative items with traceable digital identities.

Transforming Stories into Recognizable Assets

SparkRWA offers a structured environment for storytellers, writers, and idea generators to:

  • Tokenize original story concepts, genres, and scripts as unique, timestamped IP records
  • Safeguard idea ownership and originality through digital verification
  • Enable visibility and collaboration across production pipelines, publishing platforms, or licensing networks

The platform is especially suited for creators involved in short dramas, episodic content, or mobile-first entertainment formats. It allows for instant locking of creative value at the ideation stage—long before full production.

Verifying Physical Creations in the Digital Space

In addition to intellectual property, SparkRWA functions as a digital registry and authentication hub for physical creative assets, including:

  • Figurines, collectibles, character models, and custom designs
  • Items tagged post-manufacture using NFC or QR codes
  • Proof of ownership and originality through hash-linked metadata

Once registered, these assets receive a verifiable digital twin, linking them to a creator’s profile and enabling integration with marketplaces, events, and collaborative projects.

Key Features of SparkRWA

  • IP Tokenization Engine – Lock in ownership and authenticity of creative storylines, scripts, and media ideas
  • RWA Verification Layer – Register and verify physical collectibles or artworks with digital twins
  • Creator Portfolio Dashboard – Manage digital and physical assets in one place
  • Cross-Media Compatibility – Built to support content creators, collectors, and investors across visual art, writing, and character design
  • Future Expansion – Designed to expand into additional verticals such as music, design IP, and digital licensing

Empowering the Next Generation of Creative Value

SparkRWA positions itself as an essential tool for the next era of media and asset ownership—where ideas are valuable from the moment they are conceived, and physical collectibles gain new dimensions through verified digital identities.

By offering a scalable platform for both creative IP and RWA, SparkRWA bridges the traditional gap between imagination and investment.

About GIBO Holdings Limited

GIBO Holdings Ltd. is a unique and integrated AIGC animation streaming platform with extensive functionalities provided to both viewers and creators that serves a broad community of young people across Asia to create, publish, share and enjoy AI-generated animation video content. With over 72 million registered users and advanced AI-powered tools, GIBO seeks to redefine the landscape of digital content creation.

For more information and the latest updates, please visit: https://www.globalibo.com/gibo-click/

Blackalgo Unveils Its New AI-Powered Crypto Trading Platform 2281

Blackalgo, an algorithmic trading company founded in 2005 in the United States, announces the launch of its crypto trading platform driven by artificial intelligence. This firm, which first tackled conventional markets before pivoting to crypto in 2017, now operates in Dubai under a proprietary trading license granted by the Virtual Assets Regulatory Authority (VARA). Blackalgo invests its own capital in these markets. It also offers non-custodial tools for users who wish to keep complete control over their assets. In doing so, the company prioritizes security and transparency, which it views as the cornerstones of success.

History and Shift Toward Crypto

It initially focused on automated forex and other traditional strategies, then progressively ventured into Bitcoin and altcoins in 2017. Its relocation to Dubai aimed at placing its operations under VARA’s regulatory umbrella.

This authority supervises companies that engage their own funds in the digital asset ecosystem. The goal: ensuring compliance, thus reassuring investors. Since obtaining its proprietary license, Blackalgo has followed strict internal guidelines.

AI-Powered Trading Platform

Blackalgo’s new solution relies on automated trading powered by artificial intelligence. The algorithm continuously scans market data, detects trends, and executes orders without constant human input. Users can securely connect their accounts—on Binance, Bybit, IC Markets, Pepperstone, or MT4—to the platform via API.

Since it is non-custodial, the platform never holds user funds. Assets remain on the investor’s personal account, with Blackalgo authorized only to place trades, not withdraw capital.

“Our mission has always been about innovation, security, and user autonomy. Holding a proprietary trading license demonstrates our reliability, while letting clients maintain control of their assets fosters greater trust,” says Olivier Becquet, founder of Blackalgo.

Verified Performance and Risk Management

Blackalgo reveals an audited track record dating back to September 2018. Over time, it has averaged a 6% monthly return. Such past performance remains purely historical, offering no guarantee of future results. Markets shift. Strategies evolve and the algorithm does too.

Robust risk management is pivotal. Stop-loss measures, prudent allocations, and volatility safeguards operate within the platform. The aim is to tackle crypto market swings without draining users’ capital.

Security and VARA Compliance

AES-256 encryption secures the API and confidential data. Users can enable multi-factor authentication to protect account access. The company also conducts regular penetration tests and audits.

A proprietary license from VARA compels rigorous governance. Blackalgo must prove the legality of its operations and the resilience of its systems, addressing regulatory expectations.

“We want our clients to feel confident. Our proprietary trading license under VARA underscores our transparent practices. We invest our own capital. We simply share our strategies with investors who wish to follow suit, yet their funds remain under their own control,” Becquet clarifies.

Blackalgo plans to open its platform to new users gradually. Those interested in getting priority access can sign up for the waitlist on the official website.

For investors seeking the benefits of AI insights while maintaining full authority over their funds, this approach strikes a balance of innovation, security, and user autonomy.

About Blackalgo


Founded in 2005, Blackalgo is a proprietary trading firm specializing in automation and AI. Headquartered in Dubai and regulated by VARA, the company’s philosophy emphasizes adaptability and risk control in the ever-evolving crypto market. Its non-custodial structure reinforces user trust and autonomy.

Waitlist: https://app.blackalgo.com/auth/signup

Raiinmaker & ElizaOS partner to launch TRAIIN AGENT: A Revolutionary Platform for Ethical AI Agent Training and Moderation 2657

TRAIIN AGENT is powered by a global network of 450,000 validators, redefining trust and decentralization in artificial intelligence.

With growing public concern around AI safety, bias, and accountability, Raiinmaker today announced the launch of TRAIIN AGENT, a groundbreaking decentralized AI platform designed to build trust, ethics, and human oversight directly into AI training and agent moderation. Partnering with AI ecosystem innovator ElizaOS, TRAIIN AGENT is powered by a global network of over 450,000 validators to ensure AI models are ethically trained, rigorously moderated, and transparently validated, offering a powerful solution amid mounting ethical challenges in artificial intelligence.

TRAIIN AGENT is not just a product, it’s a movement to democratize AI Agent development while ensuring integrity. By combining advanced AI models with human-in-the-loop (HITL) validation, TRAIIN AGENT empowers enterprises, developers, and communities to build AI Agents that reflect the world’s complexity without compromising ethics. Its reputation-driven consensus system prioritizes trusted validators, ensuring every dataset and agent output meets the highest standards of accuracy and fairness.

TRAIIN AGENT: Redefining AI Trust with ElizaOS

TRAIIN AGENT is a game-changer for AI moderation and quality assurance. Integrated with ElizaOS via a powerful plugin, TRAIIN AGENT enables ElizaOS agents to automatically sample outputs for HITL tasks: passively for QA, or as blocking moderation checks, ensuring safety and alignment in real time. Developers can customize tasks and validator criteria through ElizaOS’s flexible API, making TRAIIN AGENT a seamless fit for any enterprise workflow.

Raiinmaker’s own AI Agent, Chief Raiin, showcases TRAIIN AGENT’s potential. Available on social platforms and the Raiinmaker app, Chief Raiin fuses spiritual wisdom with blockchain analytics to guide users and monitor tasks. Soon, Chief Raiin will evolve into a beacon of ethical AI, powered by a mission-driven intelligence core and ElizaOS’s agentic connectivity.

J.D. Seraphine, CEO and Founder of Raiinmaker said, “Today, anyone can launch an AI agent, but not everyone is asking how we ensure these AI agents meet the standards of trust, safety, and alignment that users expect. Through TRAIIN AGENT, we’re setting the foundation for a more responsible AI ecosystem, one that puts human values at the heart of every output. This is just the first of many steps in building a decentralized infrastructure for training and validating the next generation of AI.”

ElizaOS: A Catalyst for Ethical Innovation

The ElizaOS partnership amplifies TRAIIN AGENTS’s impact, leveraging its scalable infrastructure and vibrant developer community. Through the ElizaOS plugin, developers can integrate TRAIIN’s HITL validation seamlessly, automating QA or moderation tasks to ensure AI outputs are safe and reliable. ElizaOS’s API empowers users to define validation criteria and select trusted validators, making TRAIIN AGENT a plug-and-play solution for global AI development.

Logan Ryan Golema, Co-Founder and President of ElizaOS said, “We’re excited to see Raiinmaker’s decentralized infrastructure become available to our developer community through TRAIIN. This integration offers a clear path to improving how AI agents are moderated, trained, and improved over time with real humans in the loop, not just code. Raiinmaker is growing trust between humans and non-human intelligence which is essential to a peaceful future where AI agents have to live and breathe among us.”

A Vision for Decentralized AI

The system features AI Reputation scoring, metadata-backed verification, and cross-platform integration to deliver cost-effective, human-validated datasets at scale. By embedding human oversight, TRAIIN AGENT eliminates biases, corrects inaccuracies, and ensures AI Agents are grounded in transparency and fairness. This is Raiinmaker’s pledge: to lead the charge for ethical AI in a decentralized world.

Seraphine added, “With TRAIIN AGENT, we’re building an AI revolution that puts humanity at the center. Chief Raiin’s next chapter will show the world what’s possible when mission-driven AI meets decentralized connectivity.”

For more information, visit raiinmaker.com and download the Raiinmaker App on the Apple App Store and Google Play.

About Raiinmaker:

Raiinmaker is accelerating the next generation of Web3 utilising decentralised AI and a human-powered network.

Raiinmaker’s distributed AI training network combines the scalability of Web3 with decentralized AI, redefining value creation through digital identity, behavior, and reputation. At the core of the platform is its innovative AI Reputation score, a verified record of individual contributions to AI development and training, leveraging blockchain technology to build transparency and trust. Powered by the Raiinmaker Network and boasting over 450,000 users, the Raiinmaker App empowers individuals to train AI models directly from their smartphones. By seamlessly integrating features such as Identity Verification, NFT Minting, Token Creation, and AI-Powered Smart Contracts, Raiinmaker is bridging the gap between Web3 and decentralized AI to drive innovation across industries like sports, gaming, and entertainment.

About Eliza Labs:

Eliza Labs is at the forefront of developing next-generation autonomous agent systems. Founded in 2024, Eliza Labs is the creator of the Eliza agent framework, an open-source platform designed to revolutionize the way autonomous AI agents are created, deployed, and managed. The Eliza framework enables powerful multi-agent simulations, empowering developers, researchers, and businesses to build advanced AI systems.

Eliza Labs is committed to pushing the boundaries of AI technology to shape the future of intelligent, autonomous systems. For more information, visit https://elizaos.ai

About ElizaOS:

ElizaOS is a powerful multi-agent simulation framework designed to create, deploy, and manage autonomous AI agents. Built with TypeScript, it provides a flexible and extensible platform for developing intelligent agents that can interact across multiple platforms while maintaining consistent personalities and knowledge.

fomo Debuts Groundbreaking Social Crypto Trading App, Aiming to Onboard 10M+ Users 2862

Self-Custodial, Gasless, and Social-First, fomo Launches Public Beta To Simplify and Humanize Crypto for the Next Wave of Users

Crypto startup fomo has announced the public beta of its social-first crypto trading app, built to make digital asset trading simple, social, and accessible to everyone.

Based in New York and developed by a team with roots at Uniswap, Opensea, dYdX, Square, and Google, fomo’s beta is now live for an initial 1,000-user cohort, with a full public launch on Tuesday May 6th, 2025. The mission: to onboard the next 10 million users to crypto by removing the friction that’s held mainstream adoption back.

The platform will allow users to trade across chains with gasless swaps, embedded wallets, and stay connected to friends and top traders via curated social feeds and copytrading features — all within an intuitive, modern interface. With attention-based assets continuing to dominate and real-world assets increasingly tokenized, fomo aims to be the all-in-one place to explore and trade digital assets without complexity or compromise.

“We believe digital assets will eat the world,” said Paul Erlanger, founder and CEO of fomo. “But crypto is still too hard for everyday people. With fomo, we’re stripping away the pain points — no gas fees, no technical barriers — and making crypto feel as easy and human as using your favorite app.”

Users in the beta can log in using Apple ID, fund their accounts quickly, connect X to find friends, and start trading across chains like Solana in seconds. fomo’s vision is to build not just a trading tool but a trusted social network around crypto, similar to how Strava built a community around fitness.

To sign up, invite friends, and explore the future of digital asset trading, visit fomo.family.

About fomo

fomo is a social-first crypto trading app built to bring the next 10 million users into digital assets. By removing blockchain friction and layering in community-driven features, fomo delivers a fast, self-custodial, and intuitive experience for everyday users. The platform is backed by $2M in pre-seed funding and built by a team with experience from Uniswap, Opensea, Square, Google, and more.

CoolBitX Launches CoolWallet Go: The World’s First Cold Wallet with Lifetime Warranty 2708

CoolBitX officially introduces CoolWallet Go, a minimal, ultra-portable cold wallet designed for new crypto users and seasoned holders alike. It’s a next-generation card wallet focused on simplicity, cost-efficiency, and everyday utility—without compromising on security fundamentals.

Pre-Order Offer (April 21 – May 10)

CoolWallet Go is now available for pre-order at $59.99 USD for a 2-card set. Customers can optionally add a lifetime warranty plan for $39 USD per set—a rare offering in the cold wallet space.

Simple, Secure, and Built for Daily Use

CoolWallet Go is built around a CC EAL6+ certified secure element, a proven protection standard used in many high-assurance security chips. The wallet’s minimalist design includes no screen, no buttons, no battery, and no Bluetooth pairing, relying instead on tap-to-sign NFC to streamline transactions.

The device generates private keys directly on-card, minimizing exposure during wallet setup. Users manage assets via the CoolWallet App, with integrated support for Bitcoin, Ethereum, 40+ blockchains, and EVM-compatible tokens.

Security and Risk Awareness by Design

CoolWallet Go has undergone independent third-party security testing and has been continuously reviewed through a public bug bounty program over the past two years. No vulnerabilities have been found that compromise the safety of users’ private keys or assets. CoolBitX remains committed to continuous security improvement and transparent security practices.

Optional Lifetime Warranty Plan

CoolWallet Go introduces a unique warranty add-on that provides long-term coverage for registered users:

  • Coverage is per 2-card set, with a quota of free replacements per year.
  • Registration is required within 30 days of purchase.
  • Shipping costs for replacements are customer-borne.
  • Warranty resets yearly and is not cumulative.

This initiative reflects CoolBitX’s commitment to sustainable product longevity, moving beyond traditional short-cycle hardware support.

Built for Beginners, Trusted by Pros

CoolWallet Go is ideal for:

  • First-time hardware wallet users transitioning from exchanges or hot wallets.
  • Experienced holders looking for a compact, secure backup or daily-use wallet.

Shipments begin mid-May.

Pre-order and learn more here: https://reurl.cc/Lanld7

About CoolWallet

CoolWallet is a pioneering hardware wallet brand that offers a secure and convenient solution for storing and managing digital assets in the Web3, DeFi, and NFTs arenas. The company’s flagship product, the CoolWallet Pro, is a credit card-sized device that combines the security of a hardware wallet with the convenience of a mobile device. With its unique design and advanced security features such as an EAL6+ secure element, biometric verifications, and military-grade Bluetooth encryption, CoolWallet is committed to providing a safe and user-friendly platform for crypto users worldwide.